I am in the same boat regarding insulin thus the reason I'm stock piling ice NOW. Already have enough for one small cooler just from the ice marker in the fridge. I figure I'll need enough to survive 3 to 4 days without power, after that enough gas to drive to where power is (got friends in Tampa & Atlanta). The long game isn't to stay put with generators and all that nonsense, just drive to a better location once the roads are cleared. A lot of people stick around and try to "tough it out"... ummm no thanks. 3 days after Wilma it was apparent the power wasn't coming back on soon (took 10 days FYI) so we drove north and just kept tabs on situation back home. Panels were up and insurance would cover whatever we left behind.

Speaking of which - quick tip: take pictures of all YOUR stuff: Inside, outside, vehicles, furniture, etc so insurance can verify their condition. We also take pics/videos of the house with all the panels up to prove we protected our asset as best as possible.