I just hope people aren't being a little too cavalier about what would happen if this hits Tampa. We're still not out of the woods and downtown Tampa is ill-prepared to deal with the storm surge. If a storm threatens this area, they have to shut power down to the entire downtown grid because it will be flooded and if power isn't cut when the water comes in, it obviously creates all sorts of problems. Here is a link for interactive graphics showing what will happen if a hurricane hits the bay. One of the interactives shows what areas will be under water with each category of storm from "just" a TS to a Cat 5.

http://tbo.com/hurricane2005/worstcase/

Bottom line is that Wilma has a lot of water to cross before it gets to FL and anything can happen. The forecast is based upon a lot of what "should" happen with these fronts, not systems that are already in place, so...nothing is certain at all.