If you don't feel that the house is safe, don't wait for a mandatory evacuation. Sometimes they err on the side of caution in not issuing mandatory evacuations because they don't think everybody can get out in time, which is even more dangerous than hunkering down. Use your own common sense and if you don't think you're safe, you probably aren't. Find out where your local shelter is and plan to get (wife and daughter) there before you can't get there anymore. Insurance covers hurricane damage. The deductible is usually a bit higher, but you'll get a brand new roof and windows. Live to fight another day.