I know what you mean...anytime there is a threat here in East-Central FL, everyone waits until the last minute. Apparently there is some sort of "legend" around here that the Cape (Cape Canaveral) keeps storms away from this area. Granted, there has not been a major storm here since the late 1800's (just a few Cat 1 and 2) but that is just luck!

I live in a new subdivision and only 4 out of 112 homes have hurricane shutters (I of course am one out of the 4). The windows used in the houses are rated for 140mph but that is not for impact...so everyone thinks...wow our windows will stand up to 140mph - not!

I selected the heaviest aluminum panels for the doors and windows w/ clear lexan inserts (for weaker storms so I can see outside) and armour screen for may patio.