As I look out my window, as far as I can see down my street, there are shoulder high piles of limbs and debris yet to be removed. I also see "brown patches" up high in the oaks - obviously dead limbs yet to fall. I wonder how much more damage these flying objects will cause?

My insurance agent advised that if we reported a claim from Charley and were hit again by Frances we would have 2 deductibles. She explained that if we were robed on tuesday and again on friday, that would also be two claims / deductibles. I suppose that makes sense, but at 5% of total coverage, for us that make it about $8000 a pop!

Last time I lost power for 8 days - planning for it again in Polk County Florida.

Thanks to all for keeping this board running and pertinent!