I couldn't agree more with all the hype around here. Seems that everyone wants to share in the limelight! People in Tampa are boarding up their homes! That's not going to keep any trees from falling onto the roofs and doing some serious damage. There's a big difference between a major hurricane hitting coastal areas with a surge of water and winds in excess of 120 mph, and a diminishing hurricane moving inland producing flooding rains, tornados, and strong gusts of wind that topple trees, etc. Coastal areas are demolished - but damage to inland areas is far more sporadic, depending more upon vegetation, structural integrity, etc.
Keep in mind that the diameter of hurricane force winds is estimated to be 80 miles across when it hits the coast, but the diameter and intensity of the winds will diminish as the storm moves inland (beyond 80 miles). The highest winds will be found in the forward right quadrant of the storm, relative to the storm's movement. How everyone fares depends upon the track that Frances wants to take. Only time will tell, unfortunately. Fortunately, we do have NHC with the best tools available to guestimate where and when.
There has got to be a better way to respond to these warnings in the future, though, without everyone getting into a panic.
Just my .02.