Lake Toho-Kiss, you need to try again with fema. My sister's co worker got a check for $1200 last week. The husband had found out if he bought both a generator and chain saw he would be reimbursed. They were only without power for a few days and had NO damage at all,nor have any trees on their property to even use a chain saw on! This is a big sore spot with me since I (as with so many others in my development) got so much damage from Charley and more from Frances and got a big fat $0 from fema(supposedly since we havent heard from our insurance companies yet.) Meanwhile I've already paid for 2 temp roof jobs totally $1100, after the couple hundred $ worth of plastic etc, didnt hold up,not too mention the hotel costs for the first 2 weeks.
Good luck!