No jumping to conclusions here. Just wasn't sure what to make of the report and saying they anticipated further increases. I agree that it would be too early to tell-so I figure it must be standard procedure to revise the numbers periodically and they probably say that every year.

I don't want to be caught off guard this year, though had lots of practice last year. I know where to come for the scoop

, but know a lot of people that were caught off guard with each and every storm last season and will probably be again this year. Stubborness, I suppose.