Howdy neighbor. I know one thing for sure, we over on the island have to have flood insurance. If we get a major hurricane( I pray not) it always concerns me about storm surge, especially if the storm hits at high tide. That scares me worse than the wind. Over in Melbourne I`d be concerned if I lived on a canal or close to the Indian River. Low lying areas are sometimes prone to run off water when a storm dumps several inches of rain in a short amount of time. Ask your neighbors about past rain events in your area, maybe they can shed some insight into any flooding problems that have occurred in the past.......Be prepared, its going to be a long interesting summer for us in Brevard.........Weatherchef