This may be a little off-topic, but I hope mods leave it up for a little while so people can read it.

I work for an insurance company. One of the best things you can do now to prepare for Wilma is to find your homeowners policy and read it. Find out what your hurricane deductible is. Know your insurance company's claims hotline. Find out what your coverages are, especially for things like mold and fungus. Many homeowners policies do not cover flood damage, but you should already have a separate flood policy if one is required.

After Wilma, call your company and make your claim. Take pictures of any damages if you can. Save *all* your receipts for repairs. If you went through a broker, do not call them - this will only add time to your claim, and most brokers will only tell you to call the company direct anyway. Here are some claims phone numbers of major insurance companies.

The Hartford - 800-243-5860
Citizens - 866-411-2742
National Flood - 800-759-8656
Fireman's Fund - 888-347-3428

Above all, know what you are covered for, and what you can expect with your claim. Your best defense here is knowledge.