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News Talkback >> 2004 News Talkbacks
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recmod
Weather Guru


Reged:
Posts: 188
Loc: Orlando, FL
Insurance Claims Question
      Thu Sep 09 2004 03:56 AM

Actually, there is a fine line of definition with the double deductible for the two storms. You mentioned you have roof damage sustained from Charley. If Frances worsened an already existing condition, there is only ONE deductible. If however, you have two separate damages, then the deductible would be applied twice. Unfortunately, I fall into that second category. I had my fence destroyed by Charley...but no structural damage to the house....that is one claim with a deductible. Frances damaged my roof which will require a second claim...since the roof is unrelated to the fence damage, I am socked for two deductibles.

Hope that clarified the situation for you. One other note, while on the topic of insurance. The officials are actually broadcasting to the folks here in Florida that it would be better to wait until AFTER Ivan rolls through to file a claim for damages. That way, all the damages would be lumped as one claim with a single deductible. (Who's to tell the adjuster what came from Frances and what was done by Ivan>??)

--Lou

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Entire topic
Subject Posted by Posted on
* Near-Category 5 Hurricane Ivan in the Caribbean Sea MikeCAdministrator Thu Sep 09 2004 03:56 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea SkeetoBiteAdministrator   Thu Sep 09 2004 11:24 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea trinibaje   Thu Sep 09 2004 11:32 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Domino   Thu Sep 09 2004 07:38 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea StormHound   Thu Sep 09 2004 11:14 AM
. * * Ding ding ding! Florida may take another one... Kevin   Thu Sep 09 2004 09:17 AM
. * * Re: Ding ding ding! Florida may take another one... Jeanine   Thu Sep 09 2004 10:37 AM
. * * Re: Ding ding ding! Florida may take another one... Multi-Decadal Signal   Thu Sep 09 2004 10:33 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Duncan   Thu Sep 09 2004 07:37 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea GuppieGrouper   Thu Sep 09 2004 02:52 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Wxwatcher2   Thu Sep 09 2004 02:58 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea rolaren   Thu Sep 09 2004 03:07 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Bev   Thu Sep 09 2004 03:15 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Sadie   Thu Sep 09 2004 04:14 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Storm Cooper   Thu Sep 09 2004 07:20 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Lake Toho - Kissimmee   Thu Sep 09 2004 03:03 AM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Alicia   Thu Sep 09 2004 08:24 PM
. * * Insurance Claims Question recmod   Thu Sep 09 2004 03:56 AM
. * * NHC Forecast Error.... wxman007   Thu Sep 09 2004 04:14 AM
. * * Re: NHC Forecast Error.... LoisCane   Thu Sep 09 2004 06:16 PM
. * * Re: Near-Category 5 Hurricane Ivan in the Caribbean Sea Wxwatcher2   Thu Sep 09 2004 03:05 AM
. * * Models SoonerShawn   Thu Sep 09 2004 03:03 AM
. * * Re: Models MrSpock   Thu Sep 09 2004 04:09 AM

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